Thrivent is a membership-owned holistic financial services organization that believes money is a tool, not a goal. Joshua Cairns is committed to providing financial advice, investments, insurance, banking, and generosity programs to help people in Bemidji, MN make the most of all they've been given. This page is not intended for communications between you and Thrivent, its representatives or affiliates. For important disclosure information, visit www.thrivent.com/disclosures.